Terms of Use

These Terms of Use ("Terms") govern your access to and use of the Token tact PensionWell website and services, located in Canada. By using this site, you agree to comply with and be bound by these Terms. If you do not agree with any part of these Terms, you must refrain from using our services.

1. Eligibility

Our services are intended for individuals aged 18 and over. By using the site, you represent and warrant that you are of legal age and capable of forming a binding contract. For services related to senior care or wellness programs, medical assessment or third-party consent may be required.

2. Services Offered

Token tact PensionWell provides non-medical wellness services, recreational programs, care coordination, and lifestyle support tailored to the needs of pensioners and older adults. Our services may be updated or modified from time to time to meet the evolving needs of our users.

3. User Conduct

You agree not to use this website for any unlawful, abusive, harassing, or disruptive activities. Any attempt to gain unauthorized access, misuse resources, transmit harmful content, or interfere with system integrity is strictly prohibited.

4. Intellectual Property

All content on this website, including text, graphics, logos, design elements, icons, and software, is the property of Token tact PensionWell or its licensors. You may not reproduce, distribute, modify, or republish any content without prior written consent.

5. Account Registration

Certain features may require you to create an account. You are responsible for maintaining the confidentiality of your credentials and all activities that occur under your account. You must notify us immediately of any unauthorized use.

6. Payment and Billing

For paid services, fees must be paid in full as outlined during the booking or subscription process. We use secure third-party processors and do not store payment details directly. All transactions are in Canadian dollars (CAD), unless stated otherwise.

7. Refund Policy

We offer a 14-day refund window for most services if you are unsatisfied or cancel in writing within this period. Refunds may be partial or denied for services already delivered or consumed. Custom agreements may override this general policy.

8. Service Availability

While we strive to ensure consistent access, we do not guarantee uninterrupted service. Token tact PensionWell reserves the right to modify, suspend, or discontinue parts of the website without notice. We are not liable for any resulting loss or inconvenience.

9. Disclaimer

All information and services are provided "as is" and "as available." We make no warranties of any kind, either express or implied, including but not limited to accuracy, reliability, or suitability for a specific purpose. Our wellness services are not a substitute for medical advice or treatment.

10. Limitation of Liability

Token tact PensionWell shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services. Our total liability shall not exceed the amount you paid us in the past 12 months, if any.

11. Changes to Terms

We may update these Terms at any time. Changes take effect upon posting. Continued use of our website or services constitutes your acceptance of any modified Terms.

12. Governing Law

These Terms are governed by the laws of the Province of Ontario and applicable federal laws of Canada. Any legal disputes shall be resolved in the courts located in Ontario.

13. Contact

If you have questions about these Terms, please contact us via the contact page or at our office address listed in the footer of this website.